Your financial plan was built for yesterday. Is it ready for today and tomorrow?
Take the 3-minute Retirement & Estate Check-Up and see where tax, spending and your estate may be costing you, or your family.
Free, confidential, 12 simple questions — no document download required.
Taivi Tayler
CFP®, CLU®, RRC®, MFA-P™
"We help retirees, successful families & entrepreneurs grow their wealth, mitigate taxes & plan to protect their legacy."
Which question keeps you up at night?
Click any question below to jump straight into your personalized check-up.
When should I start CPP and OAS?
Timing benefits wrong can cost thousands in lost income and higher tax brackets.
My RRSP must become a RRIF. How do I avoid the tax hit?
Mandatory minimum withdrawals can push you into top marginal tax brackets if unplanned.
Can I afford to spend more, even if my family disagrees?
Get real mathematical clarity on your safe lifetime spend so you enjoy retirement without guilt.
What happens to the cottage?
Capital gains tax at death often forces families to sell the cottage just to pay CRA.
What happens to my corporation?
Convert corporate profits into tax-efficient retirement income or transfer wealth smoothly.
Will my investments go to my family the way I intend?
Without proper beneficiary design, probate and administrative delays will shrink what's left.
Did you know?
Three critical tax & estate realities affluent families in Ontario often overlook:
Cottage Tax Traps
An estate can be asset-rich but cash-poor, and the family cottage may have to be sold just to satisfy the tax bill upon death.
RRIF Tax Spike
A remaining RRIF can become fully taxable in the year of death at marginal rates over 50% without proper rollover or restructuring.
Outdated Strategy
Many financial plans were written for a different stage of life and no longer fit today's CRA tax rules, interest rates, or family dynamics.
Permission to spend smartly
You worked hard for your money. A good plan shows what you can safely enjoy now and what you're leaving behind, so you can spend with total confidence.
Taivi Tayler
CFP®, CLU®, RRC®, MFA-P™
With over 20 years of experience serving retirees and successful business families across Barrie and Simcoe County, Taivi is dedicated to creating clear, conflict-free estate and retirement plans.
Trusted by Simcoe County Families
"It has been such a pleasure working with you and Miranda to finally get everything transferred as quickly as possible. We are both very pleased and impressed with how smooth everything went. Both of you are so professional."
— Roz & Bob, ON
"We have been working with Taivi and her team for a few years now and it has been a pleasure. She is very professional and has given us great advice towards our financial freedom for our family's future. She cares and that shows."
— Stan H., ON
How it works
Take the check-up
Answer 12 straightforward questions about your goals, assets, and tax concerns.
Get your snapshot
Instantly see potential tax risks, income opportunities, and estate gaps.
Book a free review
Schedule a complimentary 30-minute consultation with Taivi to discuss solutions.